Empower Your Business
With Tide Expense Card
Join over 2,50,000+ Indian SMEs using Tide to manage their business finances. Get a zero-balance account, RuPay Expense Card, and built-in invoicing — all from one app.
Everything Your Business Needs
In One App
Zero Balance Business Account
No more stress about maintaining a Monthly Average Balance (MAB). Your Tide account is completely free of MAB penalties forever.
View DetailsTide RuPay Expense Card
Get a free physical and virtual RuPay Expense Card. Pay vendors, shop online, and withdraw cash at ATMs securely.
View DetailsSmart Invoicing Setup
Create, customize, and send professional invoices directly from the Tide app. Track paid and unpaid invoices instantly.
View DetailsAuto Expense Categorization
Every transaction made via the Tide Expense Card is automatically categorized, making tax season and accounting a breeze.
View DetailsSeamless UPI Integration
Pay any merchant QR code or UPI ID directly from your Tide account. Fast, secure, and hassle-free business payments.
View DetailsBank-Grade Security
Your money is kept safely with RBI-regulated partner banks. Control card limits, freeze/unfreeze cards right from the app.
View DetailsWhy Make The Switch?
| Features | Tide Business Account | Traditional Current Account |
|---|---|---|
| Account Opening Time | 10 Minutes (100% Digital) | 3 to 7 Working Days (Branch Visits) |
| Minimum Balance Requirement | ₹0 (Zero Balance) | ₹10,000 to ₹50,000+ |
| Built-in Invoicing Tool | Included for Free | Requires External Software |
| Expense Auto-Categorization | Yes | Manual Entry Required |
| Debit/Expense Card | Free RuPay Card | Annual Fees Apply |
Time Saved Using Tide App
See how Tide drastically reduces time spent on manual admin tasks compared to traditional banking methods.
4 Steps to Tide
Download App
Click apply below and download the official Tide app.
Submit Details
Enter your basic business details and standard ID documents securely.
Video KYC
Complete a quick 3-minute video verification from your phone.
Start Banking
Add funds via UPI/NetBanking and start using your virtual card instantly.
Tide Account FAQs
Freelancers, sole proprietors, consultants, and small business owners in India can easily open a Tide account. Currently, it is highly optimized for unregistered and registered sole proprietorships.
Yes, absolutely. Tide partners with RBI-regulated financial institutions (like Transcorp International) to hold your funds and issue the RuPay cards. Your money is secured following strict regulatory guidelines.
No. The physical and virtual RuPay Expense Cards are provided without any joining or annual maintenance fees. It is completely free to use for your business transactions.