Insurance Services | Familio Future Federation - Life, Health, Vehicle, Home, Term & Business Insurance
Complete Insurance Solutions

Protection for Every
Stage of Your Life

From life and health to vehicle, home, business and travel — Familio Future Federation compares plans across 20+ leading insurers to help you choose the right cover at the right premium, with complete claim support whenever you need it.

8Insurance Categories
20+Insurance Partners
95%Claim Settlement Support
24/7Claim Assistance

Life Insurance

Long-term financial security and savings for your family, combining life cover with maturity benefits or investment growth.

Up to ₹5 Cr+Sum Assured
10–30 YrsPolicy Term
Plan Types Available
Endowment Plans ULIPs Whole Life Plans Money-Back Plans Child Plans
What's Covered
Death benefit payout to nominee
Maturity benefit / savings growth
Tax benefits under 80C & 10(10D)
Loan against policy facility
Rider options (accident, critical illness)
Flexible premium payment terms
Entry Age18 – 65 Years
Premium ModeMonthly / Yearly
Claim SupportEnd-to-End Assistance

Term Insurance

Pure, high-value life cover at the lowest premium — designed to secure your family's financial future in your absence.

Up to ₹2 Cr+Cover Amount
5–40 YrsPolicy Term
Plan Types Available
Level Term Plans Increasing Cover Plans Return of Premium Plans Joint Life Term Plans
What's Covered
High life cover at low premium
Accidental death benefit rider
Critical illness rider option
Terminal illness benefit
Tax benefit under Section 80C
Option to increase cover at life stages
Entry Age18 – 65 Years
Maximum Cover AgeUp to 85 Years
Medical TestBased on Age & Sum Assured

Health Insurance

Comprehensive medical cover for you and your family, including hospitalization, day-care procedures and critical illness.

Up to ₹1 CrSum Insured
10,000+Network Hospitals
Plan Types Available
Individual Health Plans Family Floater Plans Senior Citizen Plans Critical Illness Plans Top-Up Plans
What's Covered
Cashless hospitalization
Pre & post-hospitalization expenses
Day-care procedures & treatments
Maternity & newborn cover (select plans)
No-claim bonus & free health check-ups
Tax benefit under Section 80D
Entry Age91 Days – 65 Years
RenewalLifelong Renewability
Waiting PeriodAs per Policy Terms

Vehicle Insurance

Comprehensive and third-party cover for cars, two-wheelers and commercial vehicles, with instant policy issuance.

InstantPolicy Issuance
4,500+Cashless Garages
Plan Types Available
Comprehensive Cover Third-Party Cover Own Damage Cover Two-Wheeler Insurance Commercial Vehicle Insurance
What's Covered
Own vehicle damage repair cost
Third-party legal liability
Personal accident cover for owner-driver
Cashless repair at network garages
No-claim bonus protection add-on
Roadside assistance add-on
Policy IssuanceInstant, 100% Online
Policy Term1 – 3 Years
Claim ProcessCashless / Reimbursement

Home Insurance

Protect your home structure and belongings against fire, natural disasters, theft and other unforeseen events.

Structure +Contents Cover
WidePeril Coverage
Plan Types Available
Structure Insurance Contents Insurance Comprehensive Home Cover Tenant/Landlord Cover
What's Covered
Fire & allied perils damage
Natural disasters (flood, earthquake)
Burglary & theft of belongings
Electronics & appliance cover
Temporary relocation expenses
Public liability cover add-on
Applicable ForOwned & Rented Homes
Policy Term1 – 10 Years
ValuationMarket Value / Reinstatement

Travel Insurance

Stay protected against medical emergencies, trip cancellations and baggage loss during domestic or international travel.

Domestic +International
24/7Emergency Assistance
Plan Types Available
Single Trip Plans Multi-Trip Annual Plans Student Travel Plans Senior Citizen Travel Plans
What's Covered
Overseas medical emergency cover
Trip cancellation & interruption
Baggage loss & delay compensation
Flight delay compensation
Passport loss assistance
Emergency evacuation cover
Coverage AreaWorldwide / Domestic
Trip DurationFew Days – 1 Year
IssuanceInstant, 100% Online

Business Insurance

Protect your business against property damage, liability claims, employee risks and business interruption losses.

CustomCover Amount
Multi-RiskProtection
Plan Types Available
Fire & Property Insurance General Liability Insurance Group Health Insurance Marine/Cargo Insurance Professional Indemnity
What's Covered
Fire, theft & property damage
Third-party liability claims
Employee group health & accident cover
Business interruption loss cover
Goods-in-transit / cargo cover
Cyber liability cover add-on
Applicable ForMSMEs, Corporates, Traders
Policy Term1 Year (Renewable)
Claim SupportDedicated Business Desk

Crop Insurance

Financial protection for farmers against crop loss due to natural calamities, pests, and unseasonal weather, aligned with government schemes.

PMFBYScheme Aligned
Season-BasedPremium
Plan Types Available
PMFBY (Govt. Scheme) Weather-Based Crop Insurance Yield-Based Crop Insurance
What's Covered
Crop loss from drought & flood
Damage from pests & disease
Unseasonal rainfall & hailstorm
Post-harvest losses (select schemes)
Subsidized premium under govt. schemes
Quick claim assessment support
Applicable ForFarmers & Agriculturalists
PremiumSubsidized (Scheme Dependent)
EnrollmentSeason-wise (Kharif/Rabi)
Why Choose Us

The Familio Advantage

Unbiased comparisons, real claim support, and a team that stays with you long after the policy is issued.

Multi-Insurer Comparison

Compare plans across 20+ insurers to find the right cover and premium for your need.

Dedicated Claim Support

Our team assists you at every step of the claim process, from intimation to settlement.

Zero Paperwork Hassle

Fully digital documentation and policy issuance — no branch visits required.

Unbiased Expert Advice

Certified advisors recommend plans based on your needs, not commission incentives.

Simple Process

How to Get Insured

Four simple steps from enquiry to policy issuance — complete transparency at every stage.

1
Submit Enquiry

Share your details and insurance requirement with us.

2
Expert Callback

Our advisor calls to understand your needs and compare plans.

3
Choose & Submit KYC

Select your plan and share documents digitally, fully paperless.

4
Policy Issued

Your policy document is issued instantly to your email/WhatsApp.

Common Questions

Insurance FAQs

Can I compare plans from multiple insurers?

Yes, we compare plans from 20+ leading insurers so you can choose the cover, premium and features that best suit your requirement, all in one place.

Do you help with claim filing?

Yes, our dedicated claims desk assists you from intimation to final settlement, including documentation and coordination with the insurer.

Is medical check-up mandatory for health or life insurance?

It depends on your age, sum insured and chosen plan. Many plans up to a certain cover amount don't require a medical test, while higher cover may need one.

Can I port my existing policy to a new insurer?

Yes, health and vehicle insurance policies can typically be ported to a new insurer at renewal, retaining accrued benefits like no-claim bonus, subject to insurer approval.

How quickly is the policy issued after I apply?

Vehicle, travel and term plans (without medical requirement) are often issued instantly online, while health and life plans with underwriting may take a few days.

Get Protected Today

Not Sure Which Insurance
Fits Your Need?

Talk to our insurance experts today — free consultation, unbiased comparison, complete claim support.